IMAGE: Wide view into glass conference room. Blurred figure walking in foreground.

Business Certificates

Business Certificates


Fast track your investments with 4-month Business Certificates at 5.30% APY.¹

  • Accounts insured up to $500,000²
  • Competitive rates to grow your business
  • Business account specialists to provide personalized service
Our Business CDs check all the boxes. Contact our Business experts at BusinessLoans@Texell.org to get started today.


Business Certificates

term Prospective Annual Percentage Yield Minimum to open Minimum Daily Balance to earn dividends¹
4-month 5.30% $25,000 $25,000

1 APY = Annual Percentage Yield. Rates effective 3/1/2024 and subject to change without notice. $25,000 minimum balance to open certificate and earn dividends. Business membership required. Accounts are subject to penalty for early withdrawal.2 Deposits insured up to $500,000 through a combination of coverage provided by NCUA and private insurance provided by ESI.


To open a Business Certificate, membership is required. Our Business Checking Accounts are perfect for small or large businesses or nonprofits with basic checking account needs. To open your Texell business account, download the list of documentation required for each business type.

Documents for Business Accounts


Frequently Asked Questions:

You can open your business account at any branch office. During your visit, one of our business account experts will answer all your questions while opening your account. Once your account is open, it will be ready to use. You have your Business Debit Card available for immediate use.

For the most personalized experience, we recommend scheduling an appointment to open your business account.

The documentation necessary to open a Simply Business Checking Account varies by business type. Download the complete list of documentation for each business type.

Below are the requirements for a sole proprietorship.

Business Documents

• Documentation of EIN or Social Security Card of the sole proprietor
• Assumed Name Certificate filed with the County Clerk or business license


Authorized Signers: An authorized signer is any person authorized to transact on the account.

• U.S. government or state-issued photo ID
• Social security number

If you need to open an account for a limited liability corporation, limited partnership, partnership, corporation, or if you represent a church or non-profit organization, please download the complete list of requirements or contact us for details on opening your account. 

Yes! Through Digital Banking, you will set up and save your accounts for quick and easy transfers 24/7.









IMAGE: Woman standing at glass window, looking up at colorful post-it notes
You may also be interested in…

How to Apply for an SBA Loan

If you're ready to open your doors, sell your product, or provide a needed service, here are six steps to help you navigate an SBA Loan.