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Boat, RV, and Motorcycle Loans

Boats, RVs, Motorcycles, and ATVs, Oh My!

Whether it's the open road or the waterway of your choice, there's no better way to take a journey than by starting with a Texell loan. Our Loan Heroes have the experience, products, and great rates to help start your epic adventure.


Boat/Motorcycle  Loans

If you're thinking about buying a boat or motorcycle, you clearly like an adventure. But your vehicle loan is no place for surprises. With Texell you can get approved quickly and head straight to the fun.
Our boat and motorcycle loans offer:

  • Low, fixed boat/motorcycle rates starting at 5.49% APR1
  • Financing for new or used "new to you" vehicles
  • Fast and easy approval online
  • No application fee or pre-payment penalty
  • Boat and Motorcycle Loans eligible for Skip-a-pay up to twice a year

Today's Boat and Motorcycle Rates

Terms APR1 as low as
36 months 5.49%
60 months 5.49%
72 months 5.99%
120 months (boats only) 6.49%
180 months (boats only)
7.49%


RV Loans

Recreational vehicles (RVs) are about seeing the country and bringing with you many of the conveniences of home. Nothing could be more convenient than starting that journey by financing your new ride with an RV loan from Texell.

• Low, fixed RV loan rates starting at 5.49% APR1
• Financing for new or used "new to you" vehicles
• Fast and easy approval online 
• No application fee or pre-payment penalty
• RV Loans eligible for Skip-a-pay up to twice a year


Today's RV Loan Rates

Terms APR1 as low as
36 months 5.49%
60 months 5.49%
84 months 5.99%
120 months 6.49%
180 months 7.49%


ATV & Farm Equipment Loans

If you've got an itch to get off road, apply today for an ATV loan, get the right equipment, and hit the trail. Need some new machinery to work your farm, ranch, or orchard? We've got you covered there, too. Our ATV & Farm Equipment loans offer:

• Low, fixed rates starting at 6.74% APR1
• Up to 100% financing
• Convenient terms up to 10 years
• Financing for new or used "new to you" equipment
• Fast and easy approval online
• ATV and Farm Equipment Loans eligible for Skip-a-pay up to twice a year


Today's ATV & Farm Equipment Loan Rates

Terms APR1 as low as
36 months 6.74%
60 months 6.74%
72 months 7.24%
84 months 7.74%
96 months 8.24%
120 months 8.74%

1APR = Annual Percentage Rate. Rates effective 8/9/2022 . All loans are subject to credit approval, and individual rates will vary. For complete details about
payments, rates, and fees, please visit our rates page or contact Texell. Existing Texell loans are not eligible for refinancing.



Not Sure What Payment You Can Afford?

Use Texell's free loan calculators to estimate monthly payments for loans at any amount, interest rate, and length. Measure the difference between 5-, 6-, and 7-year loan payments. Information is power.


Estimate your Payment


Frequently Asked Questions:









Getting pre-approved for a loan is a step you should consider once you're serious about making a purchase. A pre-approval gives you the confidence to negotiate your purchase and helps you get the very best rate by signaling to dealers that you're serious and capable of purchasing. A pre-approval lets the dealer know you are ready to purchase, not just window shopping. Apply today.
Yes, Texell Financial, a subsidiary of Texell Credit Union, offers insurance on boats, RVs, and motorcycles. Texell Financial's local insurance agents will help you determine the best insurance carrier and insurance policy to meet your needs. Text us at 254.774.5181, and a Texell Financial insurance expert will help you find the right policy.
Texell offers Credit Life Insurance on all Boat, RV, and Motorcycle Loans. Credit Life coverage pays off your loan balance to the credit union. It also provides a Funeral Concierge service in case of the member's death.
Texell offers Credit Disability Insurance on all Boat, RV, and Motorcycle Loans. This insurance policy makes the monthly loan payment to the credit union to reduce or pay off a loan if the member becomes disabled by a covered sickness or accident.
Texell offers Guaranteed Asset Protection (GAP) on all Boat, RV, and Motorcycle Loans. GAP insurance is a good idea if you still owe money on a car loan. Even if you have insurance, that coverage will not cover any difference between what you owe on a loan and your boat, RV, or motorcycle's actual cash value. That's where GAP coverage helps. It'll ensure that in the event your boat, RV, or motorcycle is totaled, you're not still paying on the loan.







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