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Boat, RV, and Motorcycle Loans

Boats, RVs, Motorcycles, and More

Start your epic adventure with a vehicle loan from Texell.

Get Approved today 

Whether it's the open road or the waterway of your choice, there's no better way to take a journey than with a Texell loan. Our Loan Heroes have the experience, products, and great rates to get you started.


Boat/Motorcycle  Loans

If you're thinking about buying a boat or motorcycle, you clearly like an adventure. But your vehicle loan is no place for surprises. Get approved quickly and head straight to the fun with a vehicle loan from Texell. Our boat and motorcycle loans offer:

  • Low, fixed boat/motorcycle rates starting at 7.24% APR1
  • Financing for new or used "new to you" vehicles
  • Fast and easy approval online
  • No application fee or pre-payment penalty
  • Boat and Motorcycle Loans eligible for Skip-a-pay up to twice a year

Today's Boat and Motorcycle Rates

Terms APR1 as low as
36 months 7.24%
60 months 7.24%
72 months 7.74%
120 months (boats only) 8.24%
180 months (boats only)
9.24%
1APR = Annual Percentage Rate. All loans are subject to credit approval and individual rates will vary. Rates effective 2/23/2024 and subject to change at any time As low as rates are based on a credit score of 740+ and include discounts for credit life/disability insurance and a loan-to-value less than 80%. Existing Texell loans not eligible for refinance.

RV Loans

Travel the country and bring many of the conveniences of home with you in a recreational vehicle (RV). Start your journey by financing an RV loan from Texell.

• Low, fixed RV loan rates starting at 7.24% APR1
• Financing for new or used "new to you" vehicles
• Fast and easy approval online 
• No application fee or pre-payment penalty
• RV Loans eligible for Skip-a-pay up to twice a year


Today's RV Loan Rates

Terms APR1 as low as
36 months 7.24%
60 months 7.24%
84 months 7.74%
120 months 8.24%
180 months 9.24%

1APR = Annual Percentage Rate. All loans are subject to credit approval and individual rates will vary. Rates effective 2/23/2024 and subject to change at any time As low as rates are based on a credit score of 740+ and include discounts for credit life/disability insurance and a loan-to-value less than 80%. Existing Texell loans not eligible for refinance.

ATV & Farm Equipment Loans

Get off road or the farm equipment you need with a loan from Texell. Whether you need new machinery to work your farm or ranch, or you're looking for an off-roading adventure, we've got you covered. Our ATV & Farm Equipment loans offer:

• Low, fixed rates starting at 8.49% APR1
• Up to 100% financing
• Convenient terms up to 10 years
• Financing for new or used "new to you" equipment
• Fast and easy approval online
• ATV and Farm Equipment Loans eligible for Skip-a-pay up to twice a year


Today's ATV & Farm Equipment Loan Rates

Terms APR1 as low as
36 months 8.49%
60 months 8.49%
72 months 8.99%
84 months 9.49%
96 months 9.99%
120 months 10.49%

1APR = Annual Percentage Rate. All loans are subject to credit approval and individual rates will vary. Rates effective 2/23/2024 and subject to change at any time As low as rates are based on a credit score of 740+ and include discounts for credit life/disability insurance and a loan-to-value less than 80%. Existing Texell loans not eligible for refinance.



Not Sure What Payment You Can Afford?

Use Texell's free loan calculators to estimate monthly payments for loans at any amount, interest rate, and length. Compare the differences between 5-year, 6-year, and 7-year loan payments. 


Estimate your Payment


Frequently Asked Questions:









Getting pre-approved for a loan is a step you should consider once you're serious about making a purchase. A pre-approval gives you the confidence to negotiate your purchase and helps you get the very best rate by signaling to dealers that you're serious and capable of purchasing. A pre-approval lets the dealer know you are ready to purchase, not just window shopping. Apply today.
Yes, Texell Insurance, a subsidiary of Texell Credit Union, offers insurance on boats, RVs, and motorcycles. Texell Insurance's local agents will help you determine the best insurance carrier and policy to meet your needs. Text or call 254.774.5181, and a Texell Insurance expert is ready to help.
Texell offers Credit Life Insurance on all Boat, RV, and Motorcycle Loans. Credit Life coverage pays off your loan balance to the credit union. It also provides a Funeral Concierge service in case of the member's death.
Texell offers Credit Disability Insurance on all Boat, RV, and Motorcycle Loans. This insurance policy makes the monthly loan payment to the credit union to reduce or pay off a loan if the member becomes disabled by a covered sickness or accident.
Texell offers Guaranteed Asset Protection (GAP) on all Boat, RV, and Motorcycle Loans. GAP insurance is a good idea if you still owe money on a car loan. Even if you have insurance, that coverage will not cover any difference between what you owe on a loan and your boat, RV, or motorcycle's actual cash value. That's where GAP coverage helps. It'll ensure that in the event your boat, RV, or motorcycle is totaled, you're not still paying on the loan.







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