

Checking
All Texell checking accounts come with these features:
- Visa® BONUS Debit Card with BONUS Rewards
- Redeem your BONUS Reward Points for cash back, gift card, travel, experiences, and more!
- With Texell's Early Payday, get paid up to 2 days early with Direct Deposit
- Free access to over 92,000 ATMs worldwide
- Transfer protection from Savings Account or Credit Card
- Account insured up to $500,0002
1 With Early Payday, Texell may make incoming ACH direct deposit funds available to you up to 2 days before the scheduled payment date. The early availability of direct deposits depends on the timing of submission by the payor and is not guaranteed. Some direct deposit types may be ineligible for early access at Texell’s discretion. Early availability may be impacted by fraud prevention screening and Texell may set limits on the amount of funds that may be made available to you early.
Choice Checking
For a checking account with no minimums and no fees that includes all the features listed above, choose a Choice Checking account.
- Minimum to open: $15
- Minimum balance: $0
- Monthly service fee: Free!
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Choice Plus Checking
Looking for one that earns dividends? Choose a Choice Plus Checking account:
You’ll receive all the features listed above, plus you’ll earn dividends.
- Minimum to open: $15
- Minimum balance: $0
- Monthly service fee: $5.50 – Waived with $500 minimum daily average balance
- Dividends: Paid quarterly with $500 minimum average daily balance
Frequently Asked Questions:
How much does it cost to open an account?
It only takes $15 to open any checking account, and you will have immediate access to your funds. Open an account now.
If you are not already a member of Texell, you will also open a Savings Account. Your Savings Account is your membership in Texell and secures all the benefits of Texell membership. The is a one-time $5 membership fee and a $5 minimum deposit for your savings account.
How long does it take to open an account?
If you open your account online, it takes less than four minutes! If you open your account in a branch, the process is quick and straightforward. We recommend scheduling an appointment to avoid a wait.
What forms of identification should I bring with me?
If you open your account in one of our branches, you’ll need to bring two forms of ID to open an account, such as a birth certificate, Social Security card, school or state ID, or Passport. If you open your account online, we will verify your identity digitally before your account is finalized.
When will I receive my debit card?
If you open your account in a branch, you will receive your card when you open your checking account. If you open your checking account online, you’ll typically receive your card within ten days through the mail.
How do I find a Branch or an ATM?
Visit Find Us on Texell.org or use the Mobile App. If you use the Mobile App, it will give you directions from your location if you enable that feature on your phone.
How do I get started with Digital Banking?
Registering for Digital Banking is easy. Click Login on Texell.org or tap “enroll here” from the Mobile Banking Sign-in Screen. This video walks you through the simple process.
See what our digital banking can offer you!