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Compare Cards

Compare Credit Cards

In addition to having the best loan rates and terms, Texell also offers credit cards for every phase of your financial life. Whether you’re looking for premium points and rewards, low rates, or to build your credit, we have a card designed to help you achieve your goals. Be the master of your money with Texell!

Explore the benefits offered by each of our cards:


Signature BONUS Platinum BONUS Aspire
GREAT FOR High credit limit with rewards Low rates with rewards Building credit
CREDIT LIMIT Up to $50,000 Up to $25,000 Up to $2,500
SIGN-UP BONUS 50,000 BONUS Points when you spend $5,000 in the first 90 days1 Not offered Not offered
BONUS REWARD POINTS Earn 2 points on utilities, charities, and memberships, plus 1.25 points on everyday purchases2 Earn 1 point on everyday purchases2 Does not earn rewards
INTRO PURCHASE APR 0% intro APR for 6 months.
After that the variable APR will be 12.49% to 14.49%. 3
0% intro APR for 6 months.
After that the variable APR will be 10.99% to 17.99%.3
Not offered
INTRO BALANCE TRANSFER APR 4.99% intro APR for 24 months. After that the variable APR will be 12.49% to 14.49%.4
0% intro APR for 6 months.
After that the variable APR will be 10.99% to 17.99%.5
Not offered
ANNUAL FEE $0 $0 $0
REDEEM POINTS FOR Cash back, gift cards, brand name merchandise, travel, and event tickets Cash back, gift cards, brand name merchandise, travel, and event tickets Does not earn points
CONTACTLESS — TAP AND PAY Yes — tap and go! Yes — tap and go! Not offered
MOBILE PAYMENTS All cards can be used with Samsung Pay™, FitBit Pay™, Android Pay™, Apple Pay®, and Garmin Pay™ All cards can be used with Samsung Pay™, FitBit Pay™, Android Pay™, Apple Pay®, and Garmin Pay™ All cards can be used with Samsung Pay™, FitBit Pay™, Android Pay™, Apple Pay®, and Garmin Pay™

Additional Benefits:


Signature BONUS Platinum BONUS Aspire
Zero liability IMAGE: Checkmark in a circle IMAGE: Checkmark in a circle IMAGE: Checkmark in a circle
Lost or stolen card reporting IMAGE: Checkmark in a circle IMAGE: Checkmark in a circle IMAGE: Checkmark in a circle
Cardholder inquiry service IMAGE: Checkmark in a circle IMAGE: Checkmark in a circle
Emergency card replacement IMAGE: Checkmark in a circle IMAGE: Checkmark in a circle
Emergency cash disbursement IMAGE: Checkmark in a circle IMAGE: Checkmark in a circle
ID Navigator by Norton® LifeLock IMAGE: Checkmark in a circle IMAGE: Checkmark in a circle
$500 cellular telephone protection IMAGE: Checkmark in a circle

Roadside Dispatch® IMAGE: Checkmark in a circle

Year-end summary IMAGE: Checkmark in a circle

Travel and emergency assistance services IMAGE: Checkmark in a circle


Ready to Apply?










IMAGE: Texell Signature Bonus Credit Card

Signature BONUS
for best rewards & high limits

Get approved in minutes 

IMAGE: Texell Platinum Bonus Credit Card

Platinum BONUS
for rewards with low rates

Get approved in minutes 

IMAGE: Texell Aspire Card

Aspire for those starting out
or rebuilding credit

Get approved in minutes 



1 With approved credit. You will earn 50,000 BONUS Reward Points if you spend at least $5,000 within 90 days of your card open date. Once you qualify for this bonus, we will apply it to your reward points balance within 60 days.

2 No points earned for fees, cash advances, ATM withdrawals or balance transfers posted to your account. For complete BONUS Reward program details, visit Texell.org.

3 0% APR for 6 months for purchases beginning at your card open date. After the intro period, the variable APR will be 12.49% APR – 14.49% APR for Signature BONUS Credit Cards and 10.99% APR – 17.99% APR for Platinum BONUS Credit Cards, based on your credit worthiness.

4 4.99% APR for 24 months for balance transfers beginning at your card open date. After the intro period, the variable APR will be 12.49% APR – 14.49% APR, based on your credit worthiness. Your credit card must be open at the time your balance transfer is processed and you must have sufficient available credit to cover the amount of the transfer. Balances cannot be transferred from an existing Texell Credit Union loan or credit card.

5 0% APR for 6 months for balance transfers beginning at your card open date. After the intro period, the variable APR will be 10.99% APR – 17.99% APR, based on your credit worthiness. Your credit card must be open at the time your balance transfer is processed and you must have sufficient available credit to cover the amount of the transfer. Balances cannot be transferred from an existing Texell Credit Union loan or credit card.