Experience the Texell Mortgage Difference
The Texell Advantage
Personal Service: At Texell, you’re a member, not a customer, and certainly not just a number. Our local experts can answer all your questions and guide you through the process.
Decisions Made Locally: Our lending decisions aren’t based on rigid guidelines created in some corporate office. We have the flexibility to consider your entire situation and history.
Low Rates: Selecting the right lender isn’t all about the rates, but the cost is very important. Texell rates are always very competitive, and our service makes any Texell Home Loan a great choice.
Low Fees: Many loan types offer no closing fees, and when this isn’t the case, we do our best to keep fees low.
Low Down Payments: Less initial out-of-pocket money means more flexibility for you.
Free Rate Locks: Lock your pre-approved rate while you shop with confidence for the perfect home.
No Pre-payment Penalties: Your financial success is our primary goal. We won’t penalize early payment; we’ll celebrate with you!
Frequently Asked Questions:
The answer to this question depends on both your income and your expenses. But a great starting point is using our Mortgage Loan Calculator to estimate your mortgage payment based on the amount borrowed and interest rate. Be sure to consider property taxes and insurance, too.
A VA loan is a loan guaranteed by the Department of Veterans Administration for qualified veterans and active-duty military personnel and their spouses who are first- or second-time home buyers.
A USDA home loan offers a 0% down payment for eligible properties and home buyers. The home must be located in an eligible rural area to qualify for this loan, as defined by the USDA.
Why and When to Refinance Your Home
When mortgage rates are low, refinancing may save you thousands in interest. There are good reasons to refinance, but also situations when you should not.
What Is a Home Equity Loan?
Equity grows as you pay down your mortgage and as your home increases in value. You can borrow against the equity of your home with a home equity loan.
What You Need to Know About Homeowners Insurance
A home is one of the biggest purchases you’ll make, and it's important to protect your investment. This is where homeowners insurance saves the day.