IMAGE: Close view of one hand on calculator and the other writing in a notepad.


Your Monthly Texell Member Newsletter

October 2022

IMAGE: Black bar with text Holiday Closings - Texell branches will be closed for the following holidays:

Columbus Day — Monday, Oct. 11
Veterans Day — Friday, Nov. 11
Thanksgiving Holiday — Thursday and Friday, Nov. 24–25
Christmas — Monday, Dec. 26

You can always get cash at any ATM and conduct transactions through Mobile Banking, e-Branch Home Banking, or ANDI — our automated phone system.

IMAGE: Man with child sitting on his shoulder smiling and text Reach Your Dream with the Right Choice

The Right Home. The Right Loan. The Right Team.

When the right combination aligns, even the biggest decisions and purchases can be easy. Offering Conventional, FHA, VA, Jumbo, Land, Investment, and Low Down Payment loans, Texell has the right home loan for you. We are available to walk you through questions about down payments, rates and terms, Private Mortgage Insurance, and more.

Let our team of knowledgeable and experienced Home Loan Heroes help find the right loan for your individual situation, so the path to your dream home is smooth and welcoming.

Our Home Loan Heroes are standing by.

Call: 254.774.5104

With approved credit. NMLS# 460152

IMAGE: Couple sitting together smiling looking out a window with text Special Seminar: 5 Rules You Should Know About Social Security

Make an informed decision on when and how to start your Social Security benefits.

In this seminar, you’ll learn about:

  1. Your age and how it affects your benefits
  2. Spouse benefits
  3. Ex-spouse benefits
  4. Widow/widower benefits
  5. Working after you claim benefits

When: Saturday, Oct. 8 • 10:00 a.m. – 12:00 p.m.
Where: Hilton Garden Inn, 1749 Scott Blvd., Temple
Cost: $10

Presented by Steve Tatro, AIF Retirement Resources

Don’t delay! Reserve your seat today at

IMAGE: Man wearing purple cape with two kids all hands raised above their heads with text Help End Alzheimer's Disease with Walk to End Alzheimer's logo

Alzheimer’s Disease affects all of us. Right now, more than six million Americans are living with the disease.

How can you help?
There are multiple ways! First, visit You can then:

  1. Join Team Texell on Saturday, Oct. 8th at Liberty Park in Belton as we Walk to End Alzheimer’s!
  2. Donate to our team fundraising page!
Walk Details:
When: Saturday, Oct. 8th at 9:00 a.m.
Where: Liberty Park, 700 Veterans Way Drive, Belton

IMAGE: Pile of shredded papers with text Join Us for Texell's Drive-Up and Drop-Off Shred Days

Help protect your identity and good name! Shred personal information and credit offers at one of our upcoming Drive-up and Drop-off Shred Days.

In Georgetown:

When: Saturday, Oct. 22 • 9:00 a.m. – Noon, or until trucks are full
Where: Wolf Ranch HOA Community Center • 129 Canyon View Rd., Georgetown

In Hewitt:

When: Saturday, Nov. 19 • 9:00 a.m. – Noon, or until trucks are full
Where: Texell’s Hewitt branch • 1221 Hewitt Dr., Suite A

Open to Texell members and the community. Bring up to three bags or boxes of paper to be shredded on-site in seconds — for free!

Identify Theft and Fraud Statistics:
  • Consumers reported losing more than $5.8 billion to fraud in 2021, an increase of more than 70 percent over the previous year.
  • In 2021, people filed more reports about identity theft (1.4 million — 25% of all reports), in all its various forms, than any other type of complaint.
  • The top identity theft type reported in 2021 involved victims’ information being used to apply for fraudulent government benefits, such as unemployment.
Source: Federal Trade Commission


IMAGE: Calendar with Feb. 8 date and text Mark Your Calendar and Come to the Annual Membership Meeting

Texell’s Annual Membership Meeting will be held Wednesday, Feb. 8, 2023, from 5:00 – 5:05 p.m. at Texell’s headquarters, 17 S. 1st St., Temple, TX 76501.

The Nominating Committee has selected the following candidates to serve another 3-year term:

William M. Cornelius III
Dr. Cornelius recently retired from Temple College, where he served as Department of Respiratory Care Program Director, Department Chair, and Instructor. He has served on Texell's Board of Directors since 2000, serving as Chairman from 2002 to 2003, 2011 to 2012, and most recently from 2020 to 2021.

“I would consider it a privilege to continue my service to Texell as a member of the Board of Directors. I would be honored to continue volunteering my time to such a strong, stable financial institution that delivers the highest service to its members and strongly contributes to the Central Texas community.”

Kenneth Gaby
Mr. Gaby is retired from the VA Medical Center, where he most recently served as the Business Officer Director. He has served on Texell's Board of Directors since 2004. He served as Chairman of the Board numerous times during his tenure and currently serves as Vice Chair.

“I look forward to continuing to serve on Texell's Board of Directors. Texell has remained financially secure despite uncertain economic times. As a member of the Board, I will remain committed to maintaining Texell's stability and strength while continuing to improve the products and services Texell provides to its members.”

Nominations for the Board of Directors may be made by petition signed by 1% of Texell's members. All nominations by petition must be received by Texell Credit Union, ATTN: Secretary of the Board, PO Box 983, Temple, TX 76503, by Nov. 29, 2022. Petition packets may be requested by contacting the Marketing Department at 254.773.1604 during regular business hours. 


IMAGE: Profiles of smiling couple and text Special, Limited-Time Rate! Steady, Safe and Snappy

A Very INTERESTing Rate…

Presenting: Our very best rate on certificates. For a limited time, get 3.00 APY1 on 26-month Certificates. Relax and enjoy life with the strength and stability of our certificates working for you. Snap this one up before it’s gone.

Open your certificate today!

Visit: Any branch location
Call: 855.773.1604
Text: 254.773.1604

Additional terms and rates are available.

1 APY = Annual Percentage Yield. Rate effective 9/9/22 and is subject to change. Penalty for early withdrawal. Fees may reduce earnings on the account. $1,000 minimum balance to open certificate and earn dividends.