Get the Best Auto Loan Rates
Texell consistently has the best rates on auto loans. That’s all auto loans — new, used, or refinanced vehicles.
Low rates? Check. Easy online application? Check. Exceptional service? Check. Check all the boxes at Texell. Get pre-approved for your vehicle and head to the dealership with an Express Check. Enjoy stress-free negotiating power against common sales tactics.
Refinance Your Ride
Do you already have a car you love? Let Texell's Loan Heroes make sure you’re getting the best rate. We can get you into a better loan quickly!
You could reduce your monthly payment, reduce the term of your loan, or both!
Today's Auto Loan Rates
Check all the boxes with Texell's new and pre-owned auto loans.
- Low rates
- Flexible terms up to 84 months
- Multiple payment options and due dates
- Affordable GAP (Guaranteed Asset Protection) that’s cheaper than most dealers
- Rest easy with Credit Life and Credit Disability Insurance
- Configurable Extended Warranties to keep your ride as good as new
Frequently Asked Questions:
Do I need to be a member to apply?
No, but if you are approved, you’ll become a member through the loan process. This will give you access to all the benefits of membership with Texell. For instance, did you know that our standard debit card comes with a rewards programs just like many credit cards? And if you have a credit card with Texell too, all points accumulated from both debit and credit card activity are shared in a single account so you can earn and redeem faster.
Will I need a down payment? Do I need a co-borrower or co-signer?
A down payment will reduce the amount you need to get financed. A co-borrower or co-signer may be needed if, for instance, you have very little credit history. In either case, you may get a better rate. It really depends on your personal financial situation. It's best to speak to our loan experts who will walk you through your options.
Is there an application fee?
At Texell, we do not charge an application fee for auto loans.
What types of vehicles can I get with an auto loan?
With an auto loan, you can finance cars, vans, trucks, or SUVs.
Can I get pre-approved?
Of course! With our Express Checks, you’ll have the negotiating power of cash when you shop for your new vehicle.
What if I’m refinancing a loan I already have?
Our loan experts can walk you through refinancing an auto loan. Please note, Texell does not refinance loans already financed at Texell Credit Union.
Do I need to visit a branch to get an auto loan?
No. You can apply online or call 855.773.1604.
How soon after I get a loan from a dealer or other financial institution can I refinance?
Immediately. There’s no need to wait until you’ve made a payment.
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