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Landlord Policies

Insurance for Landlords

Recover quickly from property damage and liability with landlord insurance.


Whether you have one rental property or several, protecting your property and your rental income is necessary. Landlord insurance — sometimes referred to as rental property insurance — covers property owners and landlords from financial losses caused by property damage and liability. 

Why Choose Texell Insurance for Your Landlord Policy?

  • Trusted: Our local insurance agents will help determine your insurance needs.
  • Independent: We'll shop several major insurance carriers to find the best policy to meet your unique needs.
  • The best rates: Because we can shop around, we find you the very best rate, every time.
  • Personal attention: Before your policy renews, we check to see if you still have the best deal.
Texell Insurance is an affiliate of Texell Credit Union. Our agents are ready to protect your investment property and your income.

Frequently Asked Questions:

Landlord insurance is an insurance policy for individuals who own and rent out one or more properties. A landlord policy covers the property owner from damage and loss associated with renting the property to tenants.

While landlord insurance policies can differ, most policies cover damage to your rental property, lost income if your property is damaged and can't be rented for a time, and liability insurance. Liability insurance helps cover expenses associated if someone is injured on your property or if you are responsible for damage to your renter's property.

Landlord insurance does not cover your tenants’ belongings and property, or any maintenance on your rental property. Because landlord insurance only protects the landlord's assets, you should encourage your tenants to purchase renters insurance, also available from Texell Insurance (Opens in a new Window), to protect their personal items.

Yes! Homeowners insurance covers your primary residence or the home you live in. Homeowners insurance does not cover rental properties. Landlord insurance covers property that you intend to rent to others regularly.
If you have a loan on your investment property, your lender might require landlord insurance during the life of the loan. Even if you are not obligated to have insurance on your rental property, it’s strongly advised to have a policy in place. Renting your property will always expose you to financial and liability risks. A landlord policy will protect you and your investment.

Texell Financial, LLC is a wholly-owned subsidiary of Texell Credit Union. Insurance products are not issued, guaranteed, or underwritten by Texell Credit Union or Texell Financial, LLC and are not insured by the NCUA.
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