Auto Rates Just Dropped.
Check all the boxes with auto loans from Texell. We offer local, trusted service along with:
- Rates as low as 3.99% APR¹ for new autos and as low as 4.49% APR¹ on pre-owned vehicles.
- Flexible terms and multiple payment options
- Affordable GAP (Guaranteed Asset Protection) and customized Extended Warranties
Get pre-approved on your auto loan and head to the dealership with an Express Check today.
1 APR = Annual Percentage Rate. Rates effective 4/7/2026. As low as rates are based on a credit score of 740+ and include discounts for credit life/disability insurance, major mechanical protection, and a loan-to-value less than 80%. All loans are subject to credit approval, and individual rates will vary. For complete details about payments, rates, and fees, please visit our Rates page or contact Texell. Existing Texell loans are not eligible for refinancing.
Frequently Asked Questions:
Do I need to be a member to apply?
No, but if you are approved, you’ll become a member through the loan process. This will give you access to all the benefits of membership with Texell. For instance, did you know that our standard debit card comes with a rewards programs just like many credit cards? And if you have a credit card with Texell too, all points accumulated from both debit and credit card activity are shared in a single account so you can earn and redeem faster.
Will I need a down payment? Do I need a co-borrower or co-signer?
A down payment will reduce the amount you need to get financed. A co-borrower or co-signer may be needed if, for instance, you have very little credit history. In either case, you may get a better rate. It really depends on your personal financial situation. It's best to speak to our loan experts who will walk you through your options.
Is there an application fee?
At Texell, we do not charge an application fee for auto loans.
What types of vehicles can I get with an auto loan?
With an auto loan, you can finance cars, vans, trucks, or SUVs.
Can I get pre-approved?
Of course! With our Express Checks, you’ll have the negotiating power of cash when you shop for your new vehicle.
Do I need to visit a branch to get an auto loan?
No. You can apply online or call 254.773.1604.
You may also be interested in…
6 Steps to Take When Getting a Car Loan
Ready for a new vehicle? Take a few steps before you shop to make the process go smoother and ensure you get the very best rate and term for you.
How Much Car Can I Afford?
Before you go car shopping, do the math so you drive away in your new wheels with a happy budget.
Should You Refinance Your Auto Loan?
Does a refinance make sense? If you qualify for a lower rate, you could save quite a bit. Here we explore the possibilities.