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12-month Certificates at 4.15% APY¹

Lock in 4.15% APY¹ with 12-month Certificates

Get started in digital banking         Open a Texell account

Rates change. Yours doesn’t have to. Open your Certificate today.

Don’t chase rates. Lock one in! Earn 4.15% APY¹ with our 12-month CDs. Deposits are insured up to $500,000² with a minimum of $1,000 to open certificates. Other terms and rates are available.

Get started:
Are you currently a Texell member? Open your CD today. 
Not a Texell member? Get started by opening a CD today.

 

Predictable Growth. Guaranteed Rate.

When interest rates fluctuate, your return doesn’t have to. Our 12-month Certificate lets you secure a competitive rate, giving you peace of mind.

  • 4.15% APY¹ for 12 months
  • Fixed yield = no surprises
  • Minimum opening balance of $1,000
  • Deposits insured up to $500,000²
 

How it works

Simple. Secure. Straightforward.

  • Open a 12-month Certificate with a minimum deposit of $1,000
  • Lock in a fixed rate of 4.15% APY¹
  • Watch your savings grow safely

Start today and take advantage of this limited-time offer.

 

Your savings are protected

Your deposits are insured up to $500,000², giving you added confidence while earning a competitive yield.

 

Don’t miss this limited-time rate

Secure 4.15% APY¹ and take control of your savings.

Get started in digital banking         Open a Texell account

¹ APY = Annual Percentage Yield. Rates effective 7/1/2026 and subject to change without notice. Penalty for early withdrawal. $1,000 minimum balance to open certificate and earn dividends.
² Your deposits are federally insured for $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government agency. Your deposits are insured for an additional $250,000 through private insurance provided by Excess Share Insurance Corp.





















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