Refinance Your Home

Save Time and even more Money and become Mortgage-free Faster with our Rapid Refinance Loan.

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An even lower, fixed-rate, and accelerated term means you could pay off your mortgage sooner while saving thousands of dollars in interest.

  • For a limited time: Rates are as low as 2.30% APR1
  • 120- or 180-month term
  • No closing costs for members, and $300 fee for new members.
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¹Annual Percentage Rate. With approved credit. Rate effective 5/24/2021 and valid through 7/31/2021. No closing cost option available to current members. New members and members for less than six months pay a low $300 processing fee only. Offer only valid on refinances of owner-occupied properties, 1st lien only. Not valid on new purchases, duplexes, mobile or manufactured homes. No cashout. Minimum loan amount of $40,000 and loan-to-value cannot exceed 80%. Certain credit score, income, and payment history criteria apply. The property must have a clear title. Existing Texell mortgages, including those serviced through MidWest Mortgage, not eligible for refinance. Monthly payment per $1,000 borrowed for 120 months at 2.30% is $9.34. Total cost of a $40,000 loan for 120 months is $44,814. Individual rates will vary. Contact Texell Credit Union for complete details. NMLS #460152

Refinancing Strategies and Advice