Refinance Your Home

Save Time and Money and become Mortgage-free!!

A low, fixed-rate, and accelerated term means you could pay off your mortgage sooner while saving thousands of dollars in interest.

  • Rates are as low as 2.60% APR1
  • 120- or 180-month term
  • No closing costs for members, and $300 fee for new members.
Local loans for local homes!  Contact our Home Loan Heroes today!
Get Approved View All Rates Calculate Your Payment

1 Annual Percentage Rate. With approved credit. Rates effective 3/11/2021 and subject to change without notice. No closing cost option available to current members. New members and members for less than six months pay a low $300 processing fee only. Offer only valid on refinances of owner-occupied properties, 1st lien only. Not valid on new purchases, duplexes, mobile or manufactured homes. No cashout. Minimum loan amount of $40,000 and loan-to-value cannot exceed 80%. Certain credit score, income, and payment history criteria apply. The property must have a clear title. Existing Texell mortgages, including those serviced through MidWest Mortgage, not eligible for refinance. Monthly payment per $1,000 borrowed for 120 months at 2.60% is $9.47.  Total cost of a $40,000 loan for 120 months is $45,468. Individual rates will vary. Contact Texell Credit Union for complete details. NMLS #460152


Refinancing Strategies and Advice