Set Sail with Texell!
Pack your bags for the open sea! Texell is offering a limited supply to cruise for two out of Galveston when you open a new loan for $30,000 or more.*
Open a new loan for a vehicle, boat, or RV, and receive two tickets for your next vacation. This offer is sailing away soon, so apply now or visit any Texell branch to get started today.
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* While supplies last. With approved credit. No cash value. Minimum loan amount of $30,000 and minimum term of 48-month to qualify for cruise offer. Offer not valid on indirect, mortgage, home equity, land, credit cards, and commercial loans. Cruise certificate will be mailed within 48 business hours of loan closing. Certificate good for 6-day, 5-night cruise on Carnival Cruise Lines for two people in one inside stateroom with a queen or two single beds. Upgrades may be available and are the responsibility of the member. Member responsible for taxes and fees totaling $99 per person or $198 per voucher at the time that cruise is booked. Member responsible for transportation to Galveston, excursions, and gratuities. Certificates valid for two years and fully transferable prior to registration. Texell is not affiliated with Carnival Cruise and not responsible for the terms of the cruise. Loan must be applied for, approved and booked between 4/9/2024 and 6/7/2024 to qualify for offer. Valid only for loans not currently financed at Texell Credit Union. Restrictions apply. Contact Texell Credit Union for complete details.
Frequently Asked Questions:
Do I need to be a member to apply?
No, but if you are approved, you’ll become a member through the loan process. This will give you access to all the benefits of membership with Texell. For instance, did you know that our standard debit card comes with a rewards programs just like many credit cards? And if you have a credit card with Texell too, all points accumulated from both debit and credit card activity are shared in a single account so you can earn and redeem faster.
Will I need a down payment? Do I need a co-borrower or co-signer?
A down payment will reduce the amount you need to get financed. A co-borrower or co-signer may be needed if, for instance, you have very little credit history. In either case, you may get a better rate. It really depends on your personal financial situation. It's best to speak to our loan experts who will walk you through your options.
Is there an application fee?
At Texell, we do not charge an application fee for auto loans.
What types of vehicles can I get with an auto loan?
With an auto loan, you can finance cars, vans, trucks, or SUVs.
Do you have different rates for pre-owned cars?
Yes, we have different rates for pre-owned and new autos. Visit our rates page for the most recent auto loan rates.
Does this offer apply if I'm refinancing a loan?
This offer is valid only for loans not currently financed at Texell Credit Union. Restrictions apply. Contact Member Services for complete details.
Can I get pre-approved?
Of course! With our Express Checks, you’ll have the negotiating power of cash when you shop for your new vehicle.
Do I need to visit a branch to get an auto loan?
No. You can apply online or call 855.773.1604.
How soon after I get a loan from a dealer or other financial institution can I refinance?
Immediately. There’s no need to wait until you’ve made a payment.
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