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26-month Certificates

26-month Certificates with 3.00% APY!

A Very INTERESTing Rate

Just announced: Our very best rate on certificates. For a limited time, get 3.00 APY1 on 26-month Certificates. Relax and enjoy life with the strength and stability of our certificates working for you. Snap this one up before it’s gone.

Open your certificate today:


Visit:
Any branch location
Call:
855.773.1604
Text:
254.773.1604


New members are always welcome. Other terms and rates are available.


Schedule an Appointment          Open an Account Now

 

¹ APY = Annual Percentage Yield. Rate effective 9/9/22 and is subject to change. Penalty for early withdrawal. $1,000 minimum balance to open certificate and earn dividends.

Other Certificate Rates

term Prospective Annual Percentage Yield Minimum to Open Minimum Daily Balance to Earn Dividends¹ Minimum to Avoid Service Charge²
6-month² 1.90 % $1,000 $1,000 $0
12-month² 2.30 % $1,000 $1,000 $0
18-month² 2.40 % $1,000 $1,000 $0
24-month² 2.60 % $1,000 $1,000 $0
36-month² 2.80 % $1,000 $1,000 $0
48-month² 2.90 % $1,000 $1,000 $0
60-month² 3.00 % $1,000 $1,000 $0

1 You must maintain the disclosed minimum daily balance in your account to obtain the disclosed Annual Percentage Yield. Rates effective as of 9/27/2022  and may change without notice. You will not earn dividends on any day your account balance is below the required minimum daily balance. ² Stated rate also applies to IRA Term Share Certificates. Penalty for early withdrawal.

















Frequently Asked Questions:

Certificates of Deposit require a $1,000 minimum opening deposit. You can open an IRA Savings Accounts for as little as $5.
Yes, like a savings account, funds in CDs and IRAs are insured. Texell provides extra insurance to members, insuring your combined deposits up to $500,000.3
Yes, dividends earned on Certificates of Deposits will be reported as interest income on your 1099.
Yes, Texell will impose an early withdrawal penalty if you withdraw funds before maturity. The early withdrawal penalty will vary based on your certificate's term. Please refer to your Consumer Account Agreement for detailed information.






1 You must maintain the disclosed minimum daily balance in your account to obtain the disclosed Annual Percentage Yield. You will not earn dividends on any day your account balance is below the required minimum daily balance.
2 Stated rate also applies to IRA Term Share Certificates. Penalty for early withdrawal.
3 Deposits insured up to $500,000 through a combination of coverage provided by NCUA and private insurance provided by ESI.
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