Home Loans


Mortgage Loans

Texell has been a safe and trusted name since 1948, dedicated to serving the citizens of Central Texas. When you get financing through Texell, you can look forward to local, personal service by people right here in our community. 

Texell Advantage

  • Local, personal service
  • Low rates
  • Low fees
  • Low down payments
  • Free rate locks
  • No prepayment penalty


Loan Programs

  • Fixed mortgage rates up to 30 years
  • Purchase
  • Refinance
  • Investment Property
  • Conventional
  • FHA
  • VA
  • USDA
  • Jumbo

For additional information visit TexellHomeLoans.com.


Get Approved for a Mortgage Mortgage Comparison Calculator


Home Equity Loans

As a homeowner, you can use your home's equity to obtain a low-rate loan. So dream big — improve your home, consolidate your debt, even further your education.


Get Approved for a Home Equity Loan Home Equity Calculator


Land Loans

Found the perfect land to build your dream home? Whether you plan to build your home right away or in a few years, we can get you started.

  • Low, fixed land loan rates
  • Terms up to 15 years
  • Fast and easy approval
  • Borrow up to 80% of the fair market value or purchase price of the property, whichever is less


Get Approved for a Land Loan Amortizing Loan Calculator 


Stop paying rent and start earning equity! Getting a home loan can be a scary proposition, but Texell Credit Union helps first-time home buyers, farmers, veterans, real estate investors, and regular people, like you, get homes every day. We take time to get to know our borrowers and help them achieve their dreams.