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Home > Checking

Checking

 

   

 

At Texell, we're here to help you get more out of life with our checking solutions. With features ranging from no monthly service fee to paid dividends with no ATM charges, Texell has a checking account that's right for you. Take a look!

 

 

 

 

Open Checking Account

Choice Checking

Choice Plus Checking

Choice Advantage Checking

Business Checking

Health Savings Account

Compare Accounts

VISA® Bonus Check Card

Reorder Checks

Direct Deposit

Payroll Deduction

Line of Credit

Automatic Transfers and Payments

Fee Schedule

Other Services

 

Open Checking Account

Michelle
Member Service

 


Choice Checking (really it's FREE!)

 

  • No monthly service fee
  • No minimum balance required
  • No per check charges
  • No fee for transactions in teller lines, drive-thrus, phone, mail, night deposit, Text Banking or e-Branch Home Banking
  • Free withdrawals at Texell ATMs, most CEFCO convenience store locations in Bell County and with qualifying debit card transactions at Texell World ATMs, click here to complete ATM listing
  • Free e-Branch Home Banking, Text Banking, Bill Pay and e-Statements
  • Free VISA® Bonus Check Card

Choice Plus Checking

 

  • Minimum daily balance $500
  • No monthly service fee with minimum daily balance maintained. If the account falls below the minimum daily balance, the account will be subject to a monthly fee of $5.50
  • No fee for transactions in teller lines, drive-thrus, phone, mail, night deposit, Text Banking or e-Branch Home Banking
  • Free withdrawals at Texell ATMs, most CEFCO convenience store locations in Bell County and Texell World ATMs, click here to complete ATM listing
  • Free e-Branch Home Banking, Text Banking, Bill Pay and e-Statements
  • Free VISA® Bonus Check Card
  • Dividends paid monthly when you maintain the minimum daily balance in your account each day

 


Choice Advantage Checking

 

  • Minimum daily balance of $10,000
  • No monthly service fee with minimum daily balance maintained. If the account falls below the minimum daily balance, the account will be subject to a monthly fee of $15.00
  • No fee for transactions in teller lines, drive-thrus, phone, mail, night deposit, Text Banking or e-Branch Home Banking
  • Free withdrawals at Texell ATMs, most CEFCO convenience store locations in Bell County and Texell World ATMs, click here to complete ATM listing
  • Free e-Branch Home Banking, Text Banking, Bill Pay and e-Statements
  • Free VISA® Bonus Check Card
  • Free ATM foreign fees
  • Free Cashier's Checks and Federal Reserve Bank incoming and outgoing wires
  • Dividends paid monthly when you maintain the minimum daily balance in your account each day.
  • Dividends are paid in tiers of $500, $10,000, $20,000, and $50,000

Business Checking

 

At Texell, small business is BIG business and we realize your business has unique needs.  If your company is a small business or start-up with limited transaction needs, why not start with a Simply Business Checking Account? It's a simple business checking account, yet includes all the business checking conveniences you expect from Texell.


 

  • No minimum to open
  • Unlimited withdrawals
  • Unlimited deposits
  • No per check fees
  • Same day deposits
  • Free debit card
  • Free e-Branch Home Banking
  • Free Text Banking
  • Free Bill Pay
  • Free e-Statements
  • Merchant Services Available (ask for additional details and pricing)
    • Accept VISA, MasterCard, Discover and American Express
    • Signature and pin-based debit transactions
    • Check verification
    • Check guarantee
    • Check conversion
    • Gift and loyalty cards
    • Recurring billing
  • $7 monthly fee

 


Health Savings Account

 

In today’s expensive health care environment, it is essential to manage costs. The United States Congress created tax-advantaged Health Savings Accounts (HSAs), which allow members with high-deductible insurance plans the ability to build savings for medical expenses for themselves and their families.


 

  • Tax Benefits – Deposits are tax deductible and all interest accrued in your HSA account is tax-deferred. Plus, tax-free withdrawals if used for qualified medical expenses.
  • Portability – This account is portable if you change your job, become unemployed or change your medical coverage.
  • No use-it-or-lose-it rules – Your HSA account balance rolls over from one year to the next automatically.
  • No monthly fees – There are no monthly service, maintenance or minimum balance fees on your HSA Account.

 

 

How do I access my HSA Account?

 

  • Free VISA® Debit Card
  • Free Bill Pay
  • Free Checks

 


  

Compare Accounts Here!

 


VISA® Bonus Check Card

 

We've added the benefit of rewards to our VISA® Check Card. Earn points that can be redeemed for gift certificates, merchandise, travel, and more.

 

 

  • Receive 1 point for every $2 you spend, just by using your Bonus Check Card at millions of locations
  • Register and check your points online by visiting the Bonus Check Card website
  • Only signature based transactions are eligible, so press the credit key and sign the receipt for your purchase

 

 

Texell has placed restrictions on debit card transactions originating from certain countries.  For a current list of countries subject to restriction, click here.

 

You can access funds from your Texell Checking Account wherever you see the VISA symbol ... restaurants, grocery stores and other locations throughout the world. If you don't have a Bonus Check Card, call or stop by one of convenient locations.


Reorder Checks Here!


Direct Deposit

 

  • Your payroll check* can be automatically deposited into your account
  • Start writing checks immediately or use your VISA® Bonus Check Card
  • Don't worry about losing your payroll check or racing to the Credit Union at the end of the day

Download Texell's Direct Deposit Form

 

Download Social Security Direct Deposit Form

 

 *Consult your company for payroll direct deposit.


Payroll Deduction

 

  • Save a portion of your payroll
  • Grow an investment account
  • Make payments on your loan
  • Add money to a youth account                                   

Line of Credit

 

  • Can be used as overdraft protection for your checking account.

 

Automatic Transfers and Payments

 

  • Automate your loan payment
  • Automate your IRA deposits
  • Automatically transfer from your savings account to make loan payments

Other Services

 

  • Wire Transfers
  • Money Orders
  • Cashiers Checks
  • Night Depository
  • Notary Service
  • Preauthorized drafts (i.e., insurance payments, mortgage payments, etc.)