Checking

Choice Checking

Looking for a hassle-free account that offers checking with no minimum requirements or fees? Choice Checking includes all of these great features, with no monthly fees. 

  • Visa® BONUS Check Card with automatic reward points
  • Free access to over 55,000 ATMs worldwide
  • Free e-Branch Home Banking and Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Account alerts through e-Branch Home Banking
  • Transfer protection from Savings Account or Credit Card
  • Account insured up to $500,000

Find out more about these great features:


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Choice Plus Checking

Make the most of your money – earn dividends with a low minimum balance requirement!

  • Visa® BONUS Check Card with automatic reward points
  • Free access to over 55,000 ATMs worldwide
  • Free e-Branch Home Banking and Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Account alerts through e-Branch
  • Transfer protection from Savings Account or Credit Card
  • Account insured up to $500,000
  • Earn interest with monthly dividends ($500 minimum daily average balance required)
  • $5.50 Monthly Fee – Waived with $500 minimum daily average balance

Find out more about these great features:


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Choice Advantage Checking

Are you looking to earn higher dividends and enjoy some extra perks? The Choice Advantage Checking account is for you!

  • Visa® BONUS Check Card with automatic reward points
  • Free access to over 55,000 ATMs worldwide
  • Free e-Branch Home Banking and Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Account alerts through e-Branch
  • Transfer protection from Savings Account or Credit Card
  • Account insured up to $500,000
  • One free box of checks per year
  • Free cashier’s checks and incoming and outgoing wires
  • No foreign ATM fees
  • Earn interest with monthly dividends – $500 minimum daily average balance required
  • $15.00 Monthly Fee – Waived with $10,000 minimum daily average balance

Find out more about these great features:


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BONUS Points

Texell’s VISA® BONUS Check Card equals convenience, plus rewards.

  • Earn 1 point for every $4 you spend on credit purchases (signature-based).
  • You choose your reward – whether it’s cash, merchandise, sporting events and concerts, gift certificates or tickets to a destination of your choice.
  • Redeeming is easy! Simply log in to Mobile Banking and select 'BONUS Reward Points' from the option menu.
  • You can also redeem points through e-Branch Home Banking or by visiting rewards.texell.org.
  • Prefer to speak to a person about your points? No problem! You can get information and redeem your points by calling 1.855.773.1604, option 4.



Direct Deposit

Direct Deposit is the easiest and safest way to get your paycheck fast. Why go through the hassle of picking up your check then physically taking it to the branch? Save yourself time by setting up Direct Deposit with your Texell account!

Download our direct deposit form here.


Receive text alerts about suspicious activity on your debit/credit card.


Texell Credit Union has the right checking account for your needs. Whether you are looking for a fee free account with no minimums or an account that earns higher dividends and comes with extra perks, we have you covered. Our checking accounts also feature a VISA® BONUS Check Card that earns rewards! We even have an option if you are looking for a second chance at managing your checking account. Save time with Direct Deposit, or use our highly rated mobile banking app to do everything from depositing a check to sending money to your friends. Open your account online or visit any of our locations in Bell or Williamson counties.