Checking

Texell Credit Union has the right checking account for your needs. Whether you are looking for a fee free account with no minimums or an account that earns higher dividends and comes with extra perks, we have you covered. Our checking accounts also feature a VISA® BONUS Debit Card that earns rewards!  We even have an option if you are looking for a second chance at managing your checking account.  

Open an account online in less than 5-minutes, or visit us in-person by visiting any of our branch locations.

Choice Checking

Looking for a hassle-free account that offers checking with no minimum requirements or fees? Choice Checking includes all of these great features, with no monthly fees.


Features: 


Details: 

  • Monthly Service Fee: $0
  • Minimum to open: $15
  • Minimum balance: $0
  • No dividends paid


APY* and Minimums:

Scroll to the left to view the rest of the table.
Prospective Annual Percentage Yield Minimum to Open Minimum Daily Balance
to Earn Dividends 1		 Minimum to Avoid
Service Charge 2
0.00% $15 $0 $0

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Choice Plus Checking

Make the most of your money – earn dividends with a low minimum balance requirement!

Features: 


Details: 

  • Monthly Service Fee: $5.50 – Waived with $500 minimum daily average balance
  • Minimum to open: $15
  • Minimum balance: $0 
  • Dividends Paid: Quarterly with $500 minimum daily average balance


APY* and Minimums:

Scroll to the left to view the rest of the table.
Prospective Annual Percentage Yield Minimum to Open Minimum Daily Balance
to Earn Dividends 1		 Minimum to Avoid
Service Charge 2
0.10% $15 $500 $500

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Choice Advantage Checking

Are you looking to earn higher dividends and enjoy some extra perks? The Choice Advantage Checking account is for you!

Features: 


Details: 

  • Monthly Service Fee: $15 – Waived with $10,000 minimum daily average balance
  • Minimum to open: $15
  • Minimum balance: $0 
  • Dividends Paid: Quarterly with $500 minimum daily average balance


APY* and Minimums:

Scroll to the left to view the rest of the table.
Balance Tier Prospective Annual Percentage Yield Minimum to Open Minimum Daily Balance to Earn Dividends 1 Minimum to Avoid
Service Charge 2
$500 to $9,999.99 0.15% $15 $500 $10,000
$10,000 to $24,999.99 0.18% $15 $10,000 $10,000
$25,000 to $49,999.99 0.20% $15 $25,000 $10,000
$50,000 or greater 0.25% $15 $50,000 $10,000

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About BONUS Points

Texell’s VISA® BONUS Debit Card equals convenience, plus rewards.

  • Earn 1 point for every $4 you spend on credit purchases (signature-based).
  • You choose your reward – whether it’s cash, merchandise, sporting events and concerts, gift certificates or tickets to a destination of your choice.
  • Redeeming is easy! Simply log in to Mobile Banking and select 'BONUS Reward Points' from the option menu.
  • You can also redeem points through e-Branch Home Banking or by visiting rewards.texell.org.
  • Prefer to speak to a person about your points? No problem! You can get information and redeem your points by calling 1.855.773.1604, option 4.

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*APY = Annual Percentage Yield
1 You must maintain the disclosed minimum daily balance in your Account to obtain the disclosed Annual Percentage Yield. You will not earn dividends on any day your Account balance is below the required minimum daily balance.
2 You must maintain the disclosed minimum daily balance in your Account to avoid a Service Charge. If during any month your Account balance is below the required minimum, your Account will be subject to a Below Minimum Balance Service Charge for that month as set forth in the Fee Schedule.