Checking
Texell Credit Union has the right checking account for your needs. Whether you are looking for a fee free account with no minimums or an account that earns higher dividends and comes with extra perks, we have you covered. Our checking accounts also feature a VISA® BONUS Debit Card that earns rewards! We even have an option if you are looking for a second chance at managing your checking account.
Open an account online in less than 5-minutes.
Choice Checking
Looking for a hassle-free account that offers checking with no minimum requirements or fees? Choice Checking includes all of these great features, with no monthly fees.
Features:
- Visa® BONUS Debit Card with BONUS Rewards
- Free Mobile Banking with Mobile Deposit
- Free e-Branch Home Banking
- Bill Pay
- e-Statements
- Direct Deposit
- Free access to over 88,000 ATMs worldwide
- Account alerts through e-Branch
- Transfer protection from Savings Account or Credit Card
- Account insured up to $500,000
Details:
- Monthly Service Fee: $0
- Minimum to open: $15
- Minimum balance: $0
- No dividends paid
Prospective Annual Percentage Yield | Minimum to Open | Minimum Daily Balance to Earn Dividends 1 |
Minimum to Avoid Service Charge 2 |
---|---|---|---|
0.00% | $15 | $0 | $0 |
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Choice Plus Checking
Make the most of your money – earn dividends with a low minimum balance requirement!
Features:
- Visa® BONUS Debit Card with BONUS Rewards
- Free Mobile Banking with Mobile Deposit
- Free e-Branch Home Banking
- Earns Dividends
- Bill Pay
- e-Statements
- Direct Deposit
- Free access to over 88,000 ATMs worldwide
- Account alerts through e-Branch
- Transfer protection from Savings Account or Credit Card
- Account insured up to $500,000
Details:
- Monthly Service Fee: $5.50 – Waived with $500 minimum daily average balance
- Minimum to open: $15
- Minimum balance: $0
- Dividends Paid: Quarterly with $500 minimum daily average balance
Prospective Annual Percentage Yield | Minimum to Open | Minimum Daily Balance to Earn Dividends 1 |
Minimum to Avoid Service Charge 2 |
---|---|---|---|
0.05% | $15 | $500 | $500 |
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Choice Advantage Checking
Are you looking to earn higher dividends and enjoy some extra perks? The Choice Advantage Checking account is for you!
Features:
- Visa® BONUS Debit Card with BONUS Rewards
- Free Mobile Banking with Mobile Deposit
- Free e-Branch Home Banking
- Earns Dividends
- Bill Pay
- e-Statements
- Direct Deposit
- Free access to over 88,000 ATMs worldwide
- Account alerts through e-Branch
- Transfer protection from Savings Account or Credit Card
- Account insured up to $500,000
- One free box of checks per year
- Free cashier’s checks and incoming and outgoing wires
- No foreign ATM fees
Details:
- Monthly Service Fee: $15 – Waived with $10,000 minimum daily average balance
- Minimum to open: $15
- Minimum balance: $0
- Dividends Paid: Quarterly with $500 minimum daily average balance
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About BONUS Points
Texell’s VISA® BONUS Debit Card equals convenience, plus rewards.
- Earn 1 point for every $4 you spend on credit purchases (signature-based).
- You choose your reward – whether it’s cash, merchandise, sporting events and concerts, gift certificates, or tickets to a destination of your choice.
- Redeeming is easy! Simply log in to Mobile Banking and select 'BONUS Reward Points' from the option menu.
- You can also redeem points through e-Branch Home Banking or by visiting rewards.texell.org.
- Prefer to speak to a person about your points? No problem! You can get information and redeem your points by calling 1.855.773.1604, option 4.
Related Links
- [PDF] - Download our direct deposit form
- Enroll to receive text alerts about suspicious activity on your debit/credit card.