Certificate of Deposits

Lock in for the best rate on the term you choose from 6 months to 5 years. 

Features:

Details:

  • Monthly Service Fee: $0
  • Minimum to open: $1,000
  • Minimum to earn dividends: $1,000
  • Dividends Paid: Quarterly with options to deposit back to account or transfer to another Texell account
  • Accounts are subject to penalty for early withdrawal. Terms renew automatically.

Open a Certificate Online

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TERM SHARE CERTIFICATES
Term Prospective Annual Percentage Yield Minimum to Open Minimum Daily Balance to Earn Dividends 1 Minimum to Avoid
Service Charge 2
6-month2 0.30% $1,000 $1,000 $0
12-month2 0.55%
$1,000 $1,000 $0
18-month2 0.50 % $1,000 $1,000 $0
24-month2 0.75% $1,000 $1,000 $0
36-month2 0.80% $1,000 $1,000 $0
48-month2 0.95 % $1,000 $1,000 $0
60-month2 1.05 % $1,000 $1,000 $0
 
 
1 You must maintain the disclosed minimum daily balance in your Account to obtain the disclosed Annual Percentage Yield. You will not earn dividends on any day your Account balance is below the required minimum daily balance.
2 Stated rate also applies to IRA Term Share Certificates. Penalty for early withdrawal.